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STEP BY STEP PROCESS
are here to secure
your dreams for a
bigger and better future.
and strive to meet
your Insurance requirements
for insurance offerings
for secure and easy solutions
based on your life stages
based on your life
stages and requirements
in order to fulfil
your dream
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Frequently Asked Questions
Life insurance is an agreement between policyholder and insurance company, in which the insurance company agrees to pay a predetermined amount to the policyholder or their beneficiaries in the event of death, critical illness or personal disability (as laid out in their policies) in return for the payment of a premium amount.
Tax planning through investment in life insurance is widespread in India. Premiums paid up to a maximum of 1.5 lakh for life insurance policies are exempt under Section 80C of the Income Tax Act, 1961. Life insurance proceeds are not taxable for the deceased’s family under Section 10 (10D).
At BimaKaro, we believe that your life stage is more important than your age. That is why we recommend insurance policies based on your requirements and let you compare the available options online with ease. BimaKaro also allows you to buy term insurance directly from the insurer, without an agent, and the savings are passed on to you. Further, more savings are available when you buy certain insurance policies exclusively online. You can submit all your documents online and get immediate confirmation. With online purchase, you also get an easier claims process.